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Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Ashley Cox Senior Managing EditorAshley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Updated August 14, 2024
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Pet Assure doesn’t offer pet insurance plans — instead, it offers alternatives to pet insurance in the form of veterinary discounts and wellness plans. Anyone can enroll in the wellness plan. But to sign up for veterinary discounts, you’ll need to enroll through a participating employer.
The company is known for its inclusivity, offering discounts to all types of pets regardless of their age, breed, or pre-existing health conditions. Pet Assure might be a good option for pet owners who want a potentially cheaper alternative to standard pet insurance without having to submit paperwork or pay a deductible.
Here’s a closer look at what you need to know about Pet Assure.
Quick FactsPet Assure’s discount plan is a good option for pet owners with multiple pets or pets with pre-existing health conditions. Customers appreciate how easy it is to use the Pet Assure discount with no paperwork or submitting receipts for reimbursement.
When it comes to price, the Pet Assure discount program is cheaper than many competitors. But it only offers a 25% discount, while other insurance companies offer up to 100% coverage after paying a deductible. And you must work for an employer that offers Pet Assure as a benefit in order to sign up.
If you’re able to enroll in the discount plan through your employer, consider adding the wellness plan to get additional savings. If your employer doesn’t offer Pet Assure, you can still use the wellness plan to complement pet insurance (if you have it) for savings on routine care that your insurer may not cover.
Pet owners who want more thorough protection should consider pet insurance instead of a veterinary discount program.
Pet Assure has both pros and cons that you’ll want to consider before signing up for coverage.
Unlike regular pet insurance, which uses a reimbursement system, the Pet Assure discount offers 25% off at checkout. This means you don’t have to file a claim and wait for reimbursement.
Pet Assure offers two overarching plan types: the Veterinary Discount Plan and the Mint Wellness Plan.
With the Veterinary Discount Plan, you get 25% off medical services and procedures when you take your pet to one of the 5,200 participating vet providers in the U.S., Canada, or Puerto Rico. [1]
The discount is applied immediately at checkout when you show your Pet Assure ID card. You can enroll in the Veterinary Discount Plan if your company offers it.
This plan covers all in-house medical services. You don’t have to fill out any forms or paperwork — just show your card when you’re ready to pay. There’s no deductible, annual or lifetime maximums, or waiting period. You can use your coverage immediately, too.
The Veterinary Discount Plan covers the following procedures and services:
The Mint Wellness Plan is a subscription plan that reimburses you for routine pet care visits, including wellness visits, vaccinations, and routine blood work. With this plan, you can visit any licensed veterinary company — you’re not limited to specific vets. [2]
You can easily submit claims online through your member account and expect reimbursement within five business days. The Mint Wellness Plan is available to anyone, even if your employer doesn’t offer the Veterinary Discount Plan.
Pet Assure offers three different wellness plans: Basic, Essential, and Premium.
